We write about financial, physical, and emotional wellness, and the steps that working Americans can take the strengthen their resilience and protect their income. Below are the few select posts checkout our full blog here.

Cancer and the Healing Power of Community (Video)

  It started with what seemed to be a sinus infection. “But it just wouldn’t go away,” remembers Lisa Gohra. So she went to see her doctor. He put her through a series of tests: ultrasounds, chest X-rays, CAT scans, needle biopsies. Then the diagnosis arrived: Advanced Papillary Thyroid Cancer with a tall cell variant. The variant made an otherwise treatable cancer very aggressive. In a moving video that the American Cancer Society created this spring (watch below), Lisa Gohra .. more »

How Should HR Leaders Approach Mental Health in the Workplace?

  This article originally appeared in Human Resource Executive in the summer of 2017 — we're reposting it as May is both Disability Insurance Awareness Month and Mental Health Awareness Month.  This column is not the one I planned for you to read today. A .. more »

How Many Working American Households Lack Private Disability Coverage?

  By Andrew Melnyk, Chief Economist and Vice President of Research, American Council of Life Insurers Last week, Fred Schott of The Council for Disability Awareness outlined an approach to answering the following question: how many working Americans have (or don’t have) some form of private disability .. more »

The Top 5 Reasons Why People Go Out of Work and Stay out of Work

  At least 35 percent of working Americans don’t have private disability insurance. And what that means is approximately 50 million people won’t receive a paycheck if they leave work to have a baby, or are recovering from an injury or an illness. Working adults .. more »

5 Frequently Asked Questions About Disability Insurance

Disability insurance provides critical financial protection to American workers. Yet it’s a highly misunderstood form of insurance. You probably have health insurance, home or renter's insurance, and car insurance. But what about your need for income protection insurance? Disability insurance pays you a portion of .. more »

Home Ownership and Disability: What You Need to Know

Buying a home can be one of the most exciting experiences that life has to offer, especially when all the stars seem to align. As consumer confidence continues to build and mortgage rates continue to fall, the housing market is seeing an uptick—especially among millennials. While .. more »

4 Things to Know About Family Leave and Your Income

Becoming a parent is an extraordinary and, at times, stressful endeavor. Your life is about to fundamentally change. And as you plan the myriad dimensions of this new reality, you may be wondering how you'll cover all the bills while you take time off work. .. more »

How to Build a Basic Budget

Many people are struggling to gain control of their finances. According to a LendingTree report in 2017, four in five Americans are in the red—and a quarter of those in debt do not have a plan to pay it off. By building a budget, you .. more »

Why Millennials Need to Think about Disability Insurance

Millennials are shaping up to be one of the most influential and unique generations of all time. They’re already the biggest population in US history, consisting of 92 million people (compared to 77 million “baby-boomers”), and they currently make up close to half of the .. more »

Is Supplemental Disability Insurance Worth It?

There’s an old saying that there are three types of people in the world: those with disability insurance, those without it, and those with supplemental disability insurance. Okay, that’s not an actual saying, but it’s true. Disability insurance is a great way to protect your .. more »